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Unexpected Expenses

November 9th, 2011 at 06:43 am

I got off wery well on my new road to wherever.

My usual cash amount was transfered to my bankaccount last week. Here's what i did immideately;

From my online bank i transfered money to;

Landlord - 3250
Friend - 200
Mom - 400

Then I took out money for Food and Uncategorized expenses

Food - 1500
Other - 1300

After this, I don't know how it happened, but i somehow spend a little money on expensive junk food and som cigarettes

Junk - 150

Alright now, I still had around 1000 DKK, to put into savings after this, but a few things came up, wich meant i had to spend these money; here's what i did;

- Switched to a cheaper telephone company. This cost me 49 DKK, and gave 200 DKK's worth of phone credits.

- Bought a new (used) cell phone, since the old one's texting function stopped working, wich could cost me a bunch if i had to dial someone every time, to get a hold of them. The phone cost me 500 DKK, and then I found out that the Charger that came with the phone didn't work.

- Bought a new charger for my new (used) cell phone. This cost me 150 kr.

- Bought a hat. See, the Winter in Denmark can be REALLY cold, especially in these times. This cost me 200 kr, but at least the hat looks really nice, fits well and keeps my ears and my head warm.

Total - 899 DKK

So my savings for this month, are almost completely gone. That bums me out a little, but at least I didn't spend the money on useless things, and hopefully a new phone and some warm ears will save me some money in the future.

Times goes by slower than usual, when you have plans. At least that's my observation. I'm finding it harder to relax and to spend my spare time on something that doesn't cost money.. I started reading the book "The Hobbit", wich my mom used to read to me when I was a little boy. It's funny how your reflection on the book changes as you grow older.. well..

Untill next time

- Frank

First day on the... job?

October 21st, 2011 at 03:58 pm

Greeting reader,

This is my blog, and I'll post entries here couple o' times pr. week.

My goal is to make so much money, that I can spend the rest of my days somewhere nice, not having to worry about dead-end jobs, debt or anything that falls in the money category.

I know this takes a lot of time, I'm not JUST a dreamer, so I've spend some time, coming up with different subjects to study, in order to get my mind on the right track;

- Saving money
- Investing
- Starting a business
- Reducing debt (well, maybe.. I mean, if you make the money, the debt goes away)

My Current Status

At the moment, I'm a student, located in Copenhagen, Denmark. Not a lot of people have any knowledge regarding the country, but we'll save that matter for another time.

My income lies at 7780 DKK / 1400 $, pr. month, and when all obligational expenses are paid, I have around 340 $ to put into my savings, given that I don't spend any of them on fun/useless things.

The plan, for now

Seeing as I'm almost down to my last penny, for this months "paycheck" (students don't get 'paid') the first thing to do, is to wait for next months cashflow to arrive. I'll be able to take things a little further when that is.

That's all for now,